Terms of Service

These Terms of Service govern your use of Fiscal Malaysia and its services. By accessing and using our website, you agree to be bound by these terms. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes. If you do not agree with any part of these terms, you must discontinue use of our website immediately.

Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service in their entirety. We provide information and analysis related to Malaysia’s fiscal position, budget deficit management, petroleum revenue dependency, and fiscal consolidation strategies. Your access to our content is granted on the condition that you comply with all applicable laws and regulations in your jurisdiction.

We may update these terms periodically to reflect changes in our services or legal requirements. We recommend reviewing this page regularly to stay informed of any modifications. Your continued use of our website following any updates indicates your acceptance of the revised terms.

User Obligations

As a user of our services, you agree to use our website solely for lawful purposes and in accordance with these terms. You must not engage in any conduct that restricts or inhibits anyone’s use or enjoyment of our website, nor use our services to transmit any harmful, abusive, or offensive content.

You agree not to reproduce, duplicate, copy, sell, or exploit any portion of our website, services, or content without our express written permission. This includes but is not limited to republishing our fiscal analysis, budget data, or government debt ceiling information without proper attribution and authorization. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your access.

We expect all users to respect intellectual property rights and refrain from attempting to gain unauthorized access to our systems or interfering with the normal operation of our website.

Intellectual Property Rights

All content on our website, including text, graphics, data, analysis, and information regarding Malaysia’s fiscal position, budget deficit trends, petroleum revenue patterns, and fiscal consolidation roadmaps, is the property of Fiscal Malaysia or its content providers. This content is protected by international copyright laws and other intellectual property regulations.

You are granted a limited, non-exclusive, non-transferable license to access and view our content for personal, informational purposes only. You may not modify, publish, transmit, transfer, sell, or create derivative works based on our content without our prior written consent. Any unauthorized use of our intellectual property may result in legal action.

We respect the intellectual property rights of others and expect our users to do the same. If you believe your intellectual property rights have been violated on our website, please notify us immediately.

Limitation of Liability

Our website and services are provided on an “as is” basis without warranties of any kind, express or implied. We make no representations regarding the accuracy, completeness, or reliability of our fiscal analysis, budget data, government debt ceiling information, or fiscal consolidation recommendations. While we strive to provide current and accurate information about Malaysia’s fiscal position, we cannot guarantee that all data is error-free or up-to-date.

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on our services, including but not limited to investment decisions made based on our analysis. Your use of our content is at your own risk and discretion.

We recommend consulting with financial advisors and government sources before making decisions related to fiscal policy or investments based on our information.

Termination

We reserve the right to terminate or suspend your access to our website at any time, with or without cause, and without notice. Termination may occur if you violate these Terms of Service, engage in unlawful conduct, or misuse our services or content.

Upon termination of your access, all rights granted to you under these terms will immediately cease. You agree that we shall not be liable to you or any third party for any termination of your access or deletion of your information.

We may also discontinue or modify our services at any time. We will endeavor to provide notice of significant changes, but we are not obligated to do so. Your continued use of our website following any modifications indicates your acceptance of those changes.

Governing Law: These Terms of Service are governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law provisions. Any legal action or proceeding arising under these terms shall be brought exclusively in the courts located in Malaysia.